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Joined 10 months ago
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Cake day: November 1st, 2024

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  • Broke, poor, and in debt are three different things.

    Broke just means no cash on hand. You can have tons of cash flow and assets but at the moment you are lacking liquidity to pay cash for things. You may or may not have debt. You might have just blown all your cash on a big purchase.

    Poor means you have little and earn little and can do little. Debt is often a factor here but you can be poor and not in debt.

    People in debt owe money. They might not be struggling at all. Sometimes rich people borrow money because it costs them less than the interest they receive on the cash they have. Or it could be the opposite, it could be crippling every aspect of their lives.

    Americans carry a lot of debt on average. My only debit is my mortgage plus the last two weeks of credit card spending. I pay off my card in full every month. I only use the credit card because it offers purchase protection and I get rewards. Not all debt is bad debt, but a lot of it is.








  • Our interstates are packed with people driving long distances across the country, even in the middle of nowhere. But no, those high speed limits are not in residential areas, the really high speeds are in empty plains.

    I drive cross country pretty often and generally drive at least 1600+ km per day. Unless I’m on a motorcycle, then more like 1300+.

    We don’t have a ton of speed cameras, they’re still getting pushback. But it’s more people in cars dying because of high speed crashes than cyclists. You can’t really ride a bike where I live so because nearly no one even tries to ride a bike, there are relatively few cycling deaths.