• HubertManne
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    65 days ago

    I mean honestly some should not be. There is this guy that talks about california real estate on over ten million dollar properties were the person has problems with other debt to. I mean the down payment has to be a mill or more. If I had financial means like that I would be debt free.

    • sunzu2
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      85 days ago

      There is deff high income people who suck at budgetting. But fast majority of pay to pay check crowd are objectively poor.

      60% of americans live pay check to pay check. I would say like 10% of them people who can’t manage money.

      • @Xaphanos@lemmy.world
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        34 days ago

        No part of my education included basic personal finances. My son is now in high school and also reports the same.

        • sunzu2
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          24 days ago

          I don’t know any regime funded school where that’s the norm tbh why would regime educated you on how to fight the power structure?

          Financial literacy is a family affair. I am assuming bulk are educating your son about it.

          • Im not sure that financial literacy can really be called fighting the power structure tbh. Like, sure, certain companies that make money off debt might make less off you, but for a person that isnt rich, the money saved is gonna end up spent on something else at some point, so every other company except the ones selling debt benefit from you not being in it. If anything, citizenry that are so broke that they cant buy things and struggle to survive are less able to contribute to a consumer economy and might require the government either spend more money on social services so that they can keep stable enough to work, or spend more money on policing to deal with the increase in crime that comes with desperation.

            • sunzu2
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              34 days ago

              The power structure is the not the government… Government is the tool used by the power structure to impose its will on the working people.

              The people who own the country want everyone dirty poor so they can easily exploit them. If the middle class has to pay for the food stamps and section 8, even better win win.

              Look at the national debt. Where do you think that money went?

    • @nimble@lemmy.blahaj.zone
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      4 days ago

      Unfortunately financial responsibility is not taught in school. Hell finance isn’t even taught unless you’re going to business school and that doesn’t even necessarily cover skills like budgeting.