The ambulance ride is $2,500 USD. It’s out of network, so you owe 100% on that, we don’t pay for it. No, you don’t get to choose which ambulance service comes to pick you up, you get what you get and you have to pay if it’s not in network. Oh, great news! Your emergency room is fully covered! But you haven’t met your maximum out of pocket, and you still have your co-insurance and deductible, so another $2,500 USD, please. So, uh, the doctor in the emergency room that you never even saw, he’s also out of network, so that’s an additional $900. And the ibuprofen they gave you, that’s $45 because we only cover 90 day prescriptions and those have to be pre-authorized. On the bright side, your share of the imaging is only only $1,800 USD. Pinky swear, we actually paid out $7,200 USD on that one.
When I got in an accident and was on the ground with a broken bone, the EMT asked if I had a preference about which hospital to go to. Like I was going to check out reviews with one working arm, from the pavement.
Some people will already have a preference and not need to look up anything. I would have if the accident happened near where I live. Imo it’s not a bad question at all.
? Where did I say it was about cost? I don’t live in the usa. The 3 hospitals that I could potentially pick from are public hospitals and their cost for the same procedures would be exactly the same, since they have to stick to a government price list. But between those 3, I still have a preference.
You also missed the “surprise, you’re in collections because they never actually billed your insurance” part.
I’m fighting with collections rn because a medical device manufacturer somehow never billed my co-insurance, despite me giving them that information multiple times.
Here is the worst thing… That’s if you even get into the hospital.
My wife needed to go to the ER last month. We show up, and wait a few hours. I get to talking to people, and multiple people have been in the ER waiting to be seen for 12+ hours…the hospital was so understaffed that they could not get to a person with a medical emergency in 12 hours…
This same hospital has been building shiny new, and mostly empty wings and additions for the last 10 years straight, but they can’t afford to staff the medical facilities they already have? I call BS.
The ambulance ride is $2,500 USD. It’s out of network, so you owe 100% on that, we don’t pay for it. No, you don’t get to choose which ambulance service comes to pick you up, you get what you get and you have to pay if it’s not in network. Oh, great news! Your emergency room is fully covered! But you haven’t met your maximum out of pocket, and you still have your co-insurance and deductible, so another $2,500 USD, please. So, uh, the doctor in the emergency room that you never even saw, he’s also out of network, so that’s an additional $900. And the ibuprofen they gave you, that’s $45 because we only cover 90 day prescriptions and those have to be pre-authorized. On the bright side, your share of the imaging is only only $1,800 USD. Pinky swear, we actually paid out $7,200 USD on that one.
When I got in an accident and was on the ground with a broken bone, the EMT asked if I had a preference about which hospital to go to. Like I was going to check out reviews with one working arm, from the pavement.
The US is a dystopia
Some people will already have a preference and not need to look up anything. I would have if the accident happened near where I live. Imo it’s not a bad question at all.
It shouldnt even be a question… Healthcare should be free.
? Where did I say it was about cost? I don’t live in the usa. The 3 hospitals that I could potentially pick from are public hospitals and their cost for the same procedures would be exactly the same, since they have to stick to a government price list. But between those 3, I still have a preference.
My closest regional hospital is a steaming pile of shit. I’d gladly go to the slightly further one that is not a steaming pile of shit if asked.
In most other developed democracies: No, of course it’s for free, that’s what you pay taxes for.
You also missed the “surprise, you’re in collections because they never actually billed your insurance” part.
I’m fighting with collections rn because a medical device manufacturer somehow never billed my co-insurance, despite me giving them that information multiple times.
Here is the worst thing… That’s if you even get into the hospital.
My wife needed to go to the ER last month. We show up, and wait a few hours. I get to talking to people, and multiple people have been in the ER waiting to be seen for 12+ hours…the hospital was so understaffed that they could not get to a person with a medical emergency in 12 hours…
This same hospital has been building shiny new, and mostly empty wings and additions for the last 10 years straight, but they can’t afford to staff the medical facilities they already have? I call BS.